Multi-asset portfolios

Our actively managed multi-asset funds have been designed for advisers seeking to generate a level of return within defined levels of risk for clients with smaller sums to invest. This approach differs from most multi-asset products, which seek to maximise returns against their peers rather than being managed to a client-led volatility expectation.

The universe of underlying assets available to us is wide, providing flexibility to invest in the right places at the right time, rather than focusing solely on traditional asset classes. With an unconstrained mandate operated as a non-UCITS retail scheme (NURS), we also use alternative investments including hedge funds, commodities, private equity and structured products, but always with a strong emphasis on managing risk.

These funds are available for advisers to purchase for their clients either directly from us or via most popular UK platforms.

A choice of strategies

Rathbone Total Return Portfolio

The fund’s objective is to seek to achieve a total return in excess of 2% above sterling six month LIBOR over a minimum three year period. The fund has a targeted risk budget of one third of the volatility of global equities as measured by the MSCI World Equity index.

Client suitability: Investors should be lower risk, seeking to achieve a positive real return over the medium to long term, through a mixture of income and capital growth. If equities go down, investors might typically expect drawdowns of as much as a third of *equity market falls or possibly more in extreme market events. For this reason, they should commit money to these investments for a minimum of two years or more if necessary.

More information on the Rathbone Total Return Portfolio can be found on the fund factsheet.

Rathbone Strategic Growth Portfolio

The fund’s objective is to seek to achieve a total return of between 3% and 5% above the Consumer Price Index (CPI) over a minimum five-year period. The fund has a targeted risk budget of two-thirds of the volatility of global equities as measured by the MSCI World Equity index.

Client suitability: Investors should be medium risk, seeking to achieve long-term returns generated from a mixture of capital growth and income, with lower levels of volatility than equity markets. If equities go down, investors might expect drawdowns typically of as much as two-thirds of equity market falls or possibly more in extreme market events. This means that they should be able to commit money to these investments for a minimum of five years, or longer if necessary.

More information on the Rathbone Strategic Growth Portfolio can be found on the fund factsheet.

Rathbone Enhanced Growth Portfolio

The fund’s objective is to seek to achieve a total return in excess of the Consumer Price Index (CPI) +5% over a minimum five to ten-year period. The fund has a targeted risk budget of 100% of the volatility of global equities as measured by the MSCI World Equity index. The income yield will at best be minimal.

Client suitability: Investors should be higher risk and accept that, in seeking to achieve high returns, they may see periods during which the value of their investments could fall significantly. Typically, these falls could be in line with global equity markets or possibly more in extreme events. Investors should, therefore, be able to commit money to these investments for a minimum of five years and, ideally, for 10 years or more if necessary.

More information on the Rathbone Enhanced Growth Portfolio can be found on the fund factsheet.

Rathbone Strategic Income Portfolio

The objective of the fund is to generate a total return of between 3% and 5% above the Consumer Prices Index (CPI) over a minimum five-year period subject to a targeted annual minimum yield of 3%. The fund has a targeted risk budget of two-thirds of the volatility of the MSCI World Index over a rolling three-year period.

Client suitability: Investors should be medium-risk, seeking to achieve a stable and increasing income stream off a solid and growing capital base, with lower levels of volatility than equity markets. If equities go down, investors might expect drawdowns typically of as much as two-thirds of equity market falls, or possibly more in extreme market events. This means that they should be able to commit money to these investments for a minimum of five years, or more if necessary.

More information on the Rathbone Strategic Income Portfolio can be found on the fund factsheet.

The Rathbone Multi-Asset Portfolios are managed by Rathbone Unit Trust Management and a specialist team led by David Coombs, who has more than 21 years’ experience of running multi-asset portfolios. Rathbone Unit Trust Management also manages a number of other sector funds, details of which can be found at rutm.com.

Underlying fund charges and other fund information

Rathbone Total Return Portfolio 
Income unit information
Accumulation unit information

Rathbone Strategic Growth Portfolio 
Income unit information
Accumulation unit information

Rathbone Strategic Income Portfolio 
Income unit information 
Accumulation unit information

Rathbone Enhanced Growth Portfolio
Accumulation unit information

Important legal information

This area of the site is for professional advisers

Please read this page before proceeding, it explains certain legal and regulatory restrictions applicable to the distribution of this information. It is your responsibility to inform yourselves of and to observe all applicable laws and regulations of the relevant jurisdiction.

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Past performance should not be seen as an indication of future performance.

The value of investments and the income from them can fall as well as rise and you may not get back the amount originally invested, particularly if your client does not continue with the investment over the longer term.

Changes in the rate of exchange between currencies may cause the value of an investment to go up or down.

Interest rate fluctuations are likely to affect the capital value of investments within bond funds. When long term interest rates rise the capital value of units is likely to fall and vice versa. The effect will be more apparent on funds that invest significantly in long dated securities. The value of capital and income will fluctuate as interest rates and credit ratings of the issuing companies change.

Tax levels and reliefs are those currently applicable and may change and the value of any tax advantage will depend on individual circumstances.

Investing in emerging markets or small companies may be potentially volatile, as these investments are high risk.

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