Bespoke portfolio services

Outsourcing investment management frees you from day-to-day involvement in your clients’ investments, but it doesn’t mean losing control. You have direct contact with the investment manager who’s looking after your clients’ money.

You tell us how you would like our relationship to work. We will do whatever works best for you and meets our respective suitability obligations.

From the whole of the market

Our investment process is designed to meet each client’s individual financial and ethical requirements. With an unrestricted choice of investments, our investment managers have the freedom to find the best options for each client’s goals. That includes asset classes, funds and other structures that may not be open to all investors.

Not all firms give their managers this flexibility. We do and it’s an important advantage. It gives our investment managers more opportunity to apply the buying power of Rathbones and their professional expertise for your clients.

We do our own ethical research

We have our own in-house ethical research team, which is central to our commitment to providing investments that are genuinely ethical and sustainable. We do not want your clients' values to be compromised by investments that do not meet these standards.

The research team closely monitors the business activities as well as the social and environmental performance of companies, so we know who is leading the way and who to avoid. We meet with companies to make sure they do what they say and we ask the difficult questions.

Our research keeps us at the forefront of evolving ethical, social and environmental issues. Timely, balanced analysis from our research team helps our investment managers understand how new developments affect clients’ portfolios and future investment choices.

It takes consistency to achieve long-term success

Our first priority is to protect your clients’ money. We aim to achieve consistent returns over the long term without taking excessive risk with clients’ capital. Our investment managers work hard to minimise volatility by looking ahead to anticipate when and how markets will move. They manage portfolios according to each client’s attitude to risk and will adjust the investment strategy if clients’ circumstances or financial priorities change.

The very low turnover among our investment managers maintains continuity in portfolios and deepens the trust that is a feature of our relationships with advisers.

Our long-term focus is supported by the stability of our operating platform. Its dependable performance is central to our reputation for quality, high satisfaction ratings from clients and regular awards for client service.

Clear and efficient reporting

Efficient administration and reporting make it easy for you to keep your clients informed about their investments. You will receive valuations every quarter and with our online service, you have instant access to up-to-date information.

On paper and online, everything is in one place. You can analyse portfolios and compare present and prior years, which allows you to have a fuller conversation about investment performance with your client and investment manager.

We have made our technology compatible with the needs of advisers. Data can be downloaded directly to most systems to take the effort out of reporting.

Have more hours in the day

Compliance obligations take up more and more of advisers’ time. By outsourcing investment management decisions, you can transfer the compliance risk to us, giving you more time to focus on your clients and your business.

We understand that you need to be certain your clients and your reputation are in safe hands. Our due diligence process is supportive and, because our performance data is verified independently, you get a true picture of actual clients under management.

We will use our knowledge of good practice to suggest simple measures to keep you on the right side of regulation, like regular reviews of portfolios to prove you are maintaining oversight of clients’ money.

Stay informed

You will receive regular updates from us on the performance of your investments and we will provide you with a formal ethical review of your clients' portfolios every year.

You can decide how often you receive statements and other information from your investment manager. You can also access current portfolio valuations online.

Our Rathbone Greenbank Review publication offers insights on topical themes for ethical and sustainable investors. Client events include our annual Investor Day.

How we charge

Our fees are straightforward. We charge management fees for all portfolios. There are no additional investment management charges for transactions or administration.

We will provide you with a clear estimate of our annual fees as part of each investment proposal so you and your clients know what to expect. We are happy to discuss preferential terms linked to the amount of business we do together.

Your introductory and quarterly fees can be deducted from clients' portfolios automatically to provide you with prompt payment.

We are willing to discuss preferential terms for adviser firms where the use of external discretionary management forms a normal part of the client investment proposition.

A Partnership Rate is made available to firms committed to introducing in excess of £10m to Rathbones within normally an 18-month timeframe from the start of our relationship.


Important legal information

This area of the site is for professional advisers

Please read this page before proceeding, it explains certain legal and regulatory restrictions applicable to the distribution of this information. It is your responsibility to inform yourselves of and to observe all applicable laws and regulations of the relevant jurisdiction.

This section of the website is directed only at investment advisers and other financial intermediaries who are authorised and regulated by the Financial Conduct Authority (FCA).

The information provided in this site is directed at UK investment advisers only and must not be circulated to private clients or to the general public. It does not constitute an offer to sell, or solicit an offer to purchase any investments by anyone in any jurisdiction in which such offer or solicitation is not authorised or in which a member of the Rathbones Group is not authorised to do so.

I confirm that I am an investment intermediary authorised and regulated by the Financial Conduct Authority. I have read and understood the legal information and risk warnings below:

Important Information (Terms and Conditions)

The information contained on this site is believed to be accurate at the date of publication but no warranty of accuracy is given and the information is subject to change without notice. Any opinions or estimates included herein constitute a judgement as of the date of publication and are subject to change without notice. Furthermore, no responsibility is accepted for the accuracy of any information contained within sites provided by third parties that may have links to or from our pages.

Rathbones Investment Management Limited ("RIM") is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered Office: Port of Liverpool Building, Pier Head, Liverpool L3 1NW. Registered in England No 01448919.

In accordance with regulations, all electronic communications and telephone calls between Rathbones and its clients are recorded and stored for a minimum period of six months.

The information provided in this site is directed at UK investors only. It does not constitute an offer to sell, or solicit an offer to purchase any investments by anyone in any jurisdiction in which such offer or solicitation is not authorised or in which a member of the Rathbones Group is not authorised to do so.

In particular, the information herein is not for distribution and does not constitute an offer to sell or the solicitation of any offer to buy any securities in France and the United States of America to or for the benefit of United States persons (being resident in the United States of America or partnerships or corporations organised under the laws of the United States of America or any state, territory or possession thereof).

In order to comply with money laundering and other regulations, additional documentation for identification purposes may be required.

Rathbones shall have no liability for any data transmission errors such as data loss, damage or alteration of any kind including, but not limited to, any direct, indirect or consequential damage arising out of the use of services provided or referred to in this website.

Past performance should not be seen as an indication of future performance.

The value of investments and the income from them can fall as well as rise and you may not get back the amount originally invested, particularly if your client does not continue with the investment over the longer term.

Changes in the rate of exchange between currencies may cause the value of an investment to go up or down.

Interest rate fluctuations are likely to affect the capital value of investments within bond funds. When long term interest rates rise the capital value of units is likely to fall and vice versa. The effect will be more apparent on funds that invest significantly in long dated securities. The value of capital and income will fluctuate as interest rates and credit ratings of the issuing companies change.

Tax levels and reliefs are those currently applicable and may change and the value of any tax advantage will depend on individual circumstances.

Investing in emerging markets or small companies may be potentially volatile, as these investments are high risk.

The design, text and images are owned, except as expressly stated by members of the Rathbones Group. They may not be copied, transmitted, displayed, performed, distributed, licensed, altered, framed, stored or otherwise used in whole or in part or in any manner without the written consent of Rathbones except to the extent permitted and under the procedures specified in the copyright Designs and Patents Act 1988, as amended and then only with notices of Rathbones' rights.